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Why Credit Is Important |
You need credit to buy
practically everything. It's kind of ridiculous. They
tell you, "You need credit cards to build credit, and
NO, you don't have enough credit for us to give you
one." lol. So then you ask yourself, How am I suppose to
get credit if no one wants to give me
credit? This is the hardest part of the nutshell.
Hopefully I will be able to help you fully understand
how to start establishing a line of credit without
having credit.
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Top Credit Card For Building Credit
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This is just one of my preferred
credit cards, there are several and you can see them all
by visiting the
tips for getting credit as a teen
page.
My best selection so far is the Circuit City Card! It is
GREAT for first time credit card people because it's
fairly easy to get. All you have to do is run down
there, fill out a credit card application form and you
get approved/disapproved instantly. Nothing beats
getting instant results.
If you are denied don't worry, there's a ton more credit
cards out there that are really easy to get. Next I
would try A student credit card. If your a student at a
college there normally easy to get, some schools even
offer student credit cards through the school!
For more information on student credit cards, visit the
tips for getting credit as a teen
guide! |